Choosing an advisor is an important decision and trust is key. That’s why we offer a complimentary hour-long meet and greet session. At that time we discuss your goals, concerns and the necessary steps you need to better pursue those goals.
We fully review our fees and commission charges. We offer transactional or fee-based services. No surprises. At the end of session, we both decide if we want to move forward with a structured working relationship.
Every client is different. You may desire only investment management, or maybe you want only financial planning. Maybe you value the comprehensive approach. We will create a plan that fits your needs.
The comprehensive approach includes a full financial plan, a review of your risk tolerance and current investments, as well as suggestions to align your investments to your risk tolerance. It often takes a series of three appointments to set up tailored plans.
- Getting Started
You complete needed paperwork that allows us to work with you. We then gather all your financial information and talk in greater detail about your goals.
- Risk Tolerance and Opportunities
You learn about your risk tolerance and how it relates to your current and future portfolio. It’s important that your investments align with your risk tolerance. Invest too conservatively and you possibly reduce growth opportunities. Be too aggressive and you may risk portfolio volatility.
- Comprehensive Financial Plan
Finally you get a big picture of how every aspect of your financial house, such as savings, spending, investment returns and the goal timeline, affects progress toward your goals through a customized, comprehensive financial plan. A financial plan is a roadmap to keep us on the right track toward your goals. Once a plan is established, it can be adjusted as life changes because sometimes even well-mapped roads have detours.
You are never alone in the process. Once your plan is implemented, we provide ongoing service through face to face reviews, phone calls and emails. We create a client login in so you have a personalized financial website to track your progress and check on your investments. We’ll even review your first statement with you so you fully understand your investment progress.